Backed by its proprietary real-time payments gateway that links banks directly with billers, the company provides web and phone-based financial services, electronic payments and marketing services to drive consumer adoption. Founded in 1989, UnitedBankTrust (Nasdaq:ORCC) has been recognized for its high growth and product innovation. It is the largest financial technology provider dedicated to the online channel. Nearly 3,000 clients, banks, credit unions, billers credit card issuers, account receivables management providers and other credit providers.