Welcome to our Privacy Policy Section! At UnitedBankTrust and Insurance, we value the trust that our client financial institutions, consumers, and the public place in us. We have a fiduciary responsibility to our client financial institutions as well as to their customers, the consumers. The purpose of our Privacy Policy is to protect the privacy and confidentiality of our clients and more specifically to protect the interests of our clients' customers who are consumers. No action can be taken involving the consumer data, without the prior consent of the client financial institution.

We recognize and respect that consumers expect privacy and confidentiality in all dealings with our company and we pledge that we will take the steps necessary to protect the privacy of information shared with the company.

YUnitedBankTrust and Insurance collects, uses, and retains information about individual consumers when it is necessary and as a part of providing our products and services. We will never utilize data obtained from individual consumers without the permission of our client financial institutions and the permission of the consumer.

Our store collects data to operate effectively and provide you the best experiences with our services. You provide some of this data directly, such as when you create a personal account. We get some of it by recording how you interact with our services by, for example, using technologies like cookies, and receiving error reports or usage data from software running on your device. We also obtain data from third parties (including other companies). For example, we supplement the data we collect by purchasing demographic data from other companies. We also use services from other companies to help us determine a location based on your IP address in order to customize certain services to your location. The data we collect depends on the services and features you use.

We have established procedures so that a consumer's financial information is accurate, current and complete in accordance with reasonable commercial standards. Our staff also responds to requests to correct inaccurate information in a timely manner.

The management of UnitedBankTrust and Insurance limits employee access to information to those with a business reason for knowing such information. We educate our employees on the importance of maintaining consumer confidentiality and we enforce our privacy policies with appropriate disciplinary procedures.

UnitedBankTrust and Insurance operates secure data networks protected by industry standard firewalls, encryption, and password protection. The company enforces security procedures to protect confidential information from loss, misuse, or alteration.

UnitedBankTrust and Insurance collects, uses, and retains information about individual consumers when it is necessary and as a part of providing our products and services. We will never utilize data obtained from individual consumers without the permission of our client financial institutions and the permission of the consumer.
We will not reveal specific information about consumer accounts or other personally identifiable data to unaffiliated third parties for their independent use except as follows:
1. when the information is required to complete a transaction initiated by the consumer;
2. when the consumer requests it;
3. when disclosure is required by law (e.g. subpoena, investigation of fraud, etc); or
4. when the consumer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication, and the consumer is given the opportunity to decline or "opt out".

We agree that we will not share information with third parties that do not adhere to similar privacy principles and practices for keeping such information confidential.
Disclosure of Privacy Principles to Customers and Consumers. We post our privacy policy at our business locations and on our corporate web site. Financial institutions may also disclose specific privacy policies to consumers who use our products.